Sunday, August 16, 2020

Why Law of Marketing Will Transform Your Life ?

Hello friends! I can see you feeling sorry for yourself about not paying attention when Deepak Kanagaraju was offering free Digital marketing course way back in 2017. You are kicking yourself for not progressing beyond the first lesson then. A lot of us purchased a lot of courses on SEO, FB ads, Zapier tool, and Content Marketing, etc but never bothered to complete the courses. Today, we are cooped up in our homes, working from home like slaves. Afraid that if we don't follow orders we'll lose our jobs.

Then there are those who are paid half salary and some have even been laid off, all thanks to the dirty demon we seem to have imported from China.

Anyway, there is a silver lining. I am in the midst of an internship program the likes of which you would never have seen in the pre-Covid-19 days.

I can hear you saying "Cut the F-*%$#@crap and share the link" but sorry guys, to get the link you'd have to read my authoritative article on the Law of marketing(Are you there?) and...post your valuable comments and feedback in the comment section. That's the deal, then. Just kidding! So, here I go.


Digital marketing may seem intimidating to newbies but if we remove the digital part and focus on the marketing part, it suddenly becomes so familiar.

The focus is on understanding marketing, learning marketing, and implementing what you learn by using your marketing online via the digital medium.

There is a sudden urge amongst people to learn digital marketing and earn money by blogging, affiliate marketing, and freelancing, etc. to compensate for the sudden loss of income due to the COVID-19 pandemic that has enveloped the entire world.

People who are forced to stay indoors are looking for a way to self-help themselves to make money working from home.


You may be a student, homemaker, working professional working at a reduced salary, a retiree who needs to augment his income, a jobless fresh graduate, or a working professional who has been laid off.

Lemme warn you, success is not going to happen overnight, you know that, don’t you? You’re being bombarded with information on the internet about how to earn a handsome income by doing this, that, and everything else in between.


Can get quite confusing and overwhelming, I know.


The digital process is dynamic in the sense that it is changing and evolving all the time but to learn, adapt and evolve accordingly, you have to focus on marketing first, focus on learning the basics and fundamentals of marketing. You may ask why?

Simple. It is like learning how to handle a bicycle first before moving on to motorbikes, and then cars on the fast lane.
While mounting a bicycle and learning to balance yourself you may fall off a few times, suffer a few bruises but these minor setbacks will only make you determined to learn cycling.

Once you’ve learned cycling, you develop the confidence to move on to a motorcycle.

Your desire to move faster and achieve more will make it easier to learn how to change gears, move at high speeds, negotiate traffic, follow the traffic rules, and adhere to safety precautions and road-safety rules in order to prevent injuries.

Next, you will effortlessly graduate to multiple modes of transport like cars for instance, where you may not need to know how to balance yourself but the experience of riding a motorcycle will help you move easily and weave in and out of traffic at a good speed.

This will ease the pressure and help you learn the basics and implement what you’ve learned. In doing so, you’ll make mistakes and be awkward but that is what happens to those who take action.

The mistakes and awkwardness will disappear as you start grasping the basics and fundamentals of marketing by implementing what you have learned.

Since we are talking about focusing on the task at hand, you need to go back to your basic tools of writing on notebooks using a free-flowing ball-pen. Make notes and write down any bright ideas that may pop up from time to time. Most of you know that writing is fundamental to learning and why not apply this skill to learning marketing online?
I can hear you saying " Why the dramatic build-up?" You have to be patient and not think of making 75000 next month itself.

Learn first, implement next. Once the awkwardness is reduced, start working and then the world of freelancing, consultation, mentoring, and digital agency opens its door for you. Trust me.

Why are we learning marketing? To make money, to earn a handsome income, to become self-sufficient financially, to work for yourself alone, or to become financially independent in the long run, right?

Let’s take up a goal, shall we?

How does this sound?

To earn 1 crore in 1 year. Sounds incredible, isn’t it?.

I can hear you saying “I am struggling to earn 25k to 50k a month and this guy is suggesting 1 crore in a year… that is more than 8 lakhs a month. Impossible man, you go fly a kite man…”

Wait, just hear me out.


Google created a search engine and offered it to everyone for free to search. Social media sites like Facebook, Twitter, Instagram, etc are free to join and there are so many apps like Uber, Ola, Wim Hof Method, banking apps, etc.


All of them are free to use. Are these successful profit-making entities or not?

The search words used by the millions and billions of users have given rise to sunrise industries like SEO, Keyword optimization, targeted marketing, Google ads, Facebook ads, Twitter ads, Instagram ads, online advertisements, etc.


With 97% of the SE market share, Google has triumphed by offering search engine services for free.


The search engine market is seeing some revolutionary evolution as traditional marketing is rapidly being replaced in most areas by digital marketing which is cheaper, personalized, specifically targeted at customers, giving a much higher return on investment and drastically cutting down on the marketing budget, particularly advertising.


       



How about making 1 crore in the next 2-3 years?

Before agreeing, let’s break up the goal in smaller steps

First, you sell a product priced at Rs100/- to 1 lakh customers or

Sell a product priced at Rs 1000 to 10,000 customers or


Sell a product priced at Rs 10,000 to 1000 customers or

Sell a product priced at Rs 100,000 to 100 customers


Now, I can hear you saying, “But where are the customers, I don’t even have one...”

Not to worry. Let’s say we promote products that are free. Like a free digital marketing course. Now, do you think people will be interested?

There are quite a few quality vendors who offer free products

So, time to take action, right?


You have selected a niche- Digital marketing You can further narrow it down to- How to learn digital marketing for free?

Now you purchase a domain and hosting and put out your blog website out there on the internet and start promoting the free digital marketing course. Write a blog post that will highlight the features of the course and also include testimonials of those who have learned and are successfully earning a handsome income.

Chances are your viewership will go up as more people visit your website and sign up by sharing their name, e-mail id, telephone numbers. So, your e-mail list starts growing and people join up and proceed to learn. You can put affiliate links of vendors who sell domains and hosting services, blogging courses, affiliate marketing courses, SEO, and anything related to digital marketing.


As an affiliate, you will make money when visitors click on the links and purchase products and services.


All you need to do is to write about these products, highlighting the benefits, features and also compare it with other vendors who are selling the same product under their own brands.

You are actually helping people solve their financial problems by offering a viable solution. The more value you provide more people will look up to you and trust you when you suggest, recommend and promote affiliate products and services.


When you write consistently and regularly, you will taste success as a blogger, and as a freelancer, you can promote and sell products and services of other people/ vendors, Ok so far? 


Now the financial goal of 1 crore will seem viable. Remember to always start with a goal in mind. Write it down and look at it daily. You will stay focused and travel in the right direction.


Stick to your micro-niche for the long term and you will go far. You can add more niches as you go along and also be ready to teach and mentor and create your own products


Fundamentals of marketing- DigitalDeepak, an authority on digital marketing says that marketing is a science.


Drawing from his own experience he explains that his decade long online experience in digital marketing helped him understand the needs of his customers to come up with a product that fulfills their immediate requirements.


When you understand the needs of your customer you can improve the quality of your product or service and make it affordable for the customer.
His decade long experience in the digital marketing field taught him the growing importance of digital marketing.

He got busy creating suitable products and improving the quality of his older products.

He started communicating more often with his customers on his mail list. His communication has changed drastically in that he converses with you, talks with you when you read his emails.


His communication increased on social media as his brand became known to more people who are watching the growth of digital marketing in India.

From a successful seller of high-quality products, he was busy transforming himself as a mentor and teacher.


That is when Corona struck. Most digital marketers sensed the opportunity and increased their prices. Not our man. He thinks differently and acts differently.


This can’t be better illustrated than his own example.

DigitalDeepak came up with his revolutionary cashback digital marketing internship program. He was prepared to experiment and grow


In this, the intern pays a security deposit upfront and is assured of entire cashback + bonuses and incentives if he successfully submits weekly assignments on time. 


So, this is a product that is a result of his past experiences as a seller who wants to provide value and over-deliver on his commitment. 


His 3 batches have seen him add more information and new learnings for his rapidly growing community of digital marketers.

His constant endeavor to improve his product is only adding value to his brand image. All his previous batch interns are provided access to the ongoing internship.


This effort changed his earlier perception. If he was perceived as a seller in the past, now he is seen as a mentor and coach

The idea has caught on like fire as DigitalDeepak's latest batch 4 has a strength of over 1000 interns learning digital marketing from him.


Most of these newbies have joined via word of mouth recommendation from people known to them. The marketing has become superfluous for DigitalDeepak as his events are oversubscribed and his recent webinars attendance has seen 3000 or more attendees for 90 min webinars and every time he exceeds the 90 min happily.


Two of his first batch interns are employed by him and are assisting him by being efficient support staff who help him by providing solid support to the interns.


According to DigitalDeepak, marketing does not stop after the sale of a product or service. 


He believes in remaining in constant touch with his student community by selling them more advanced information products to sell it to them and to help them become experts like him.


Actually, he uses his marketing to build a mass trust with his enormously growing community.


DigitalDeepak believes that in the future he will be well established as a digital marketing trainer.

The growth of his personal brand will ensure that he no longer has to market his product as it will continue to sell on the word of mouth recommendation and endorsement from his interns who complete the internship and go on to become successful digital marketers.

Marketing should never become bigger than the product. There has to be a constant effort to improve the product or else the product itself will stagnate and stop selling, no matter what the marketing effort is. The brand image is as good as the product.


Advertisement, Copywriting, and Sales are components of marketing. Having a great product is very important but good marketing will lead people to the product and build up a positive perception about the product and the brand.


Why should you invest time, energy, and money in learning marketing?

  • Any product that needs to be sold has to be sold through marketing channels. 

  • Awareness about the product has to be created. 

  • The target group has to be identified and targeted

  • An effective advertisement campaign has to be launched

  • The sales team has to make a sales pitch

  • The sale has to be closed

  • The after-sales support team has to do an orientation program to familiarize the product to the client

  • Feedback from customers has to be sought and criticism has to be addressed and resolved

  • The R&D has to examine the feedback and make improvements in the subsequent versions.



Communication skills- As a marketer, you need to effectively transfer your thoughts to the reader/ listener.

Don’t be too conscious of your grammar and vocabulary.
Your concern should be ‘Am I able to make him understand me?’, ‘Am I addressing his needs and concerns?’

Write like you are conversing with a friend whom you are trying to help. This is a very different approach to writing effectively.

If you want to see success as a marketer, write as if you are talking to them.

When you send a mail to a prospect you’ll do well to join in on a conversation that is happening within her mind.


That is much better than initiating a topic that may not resonate with what is going on in her mind.


To join a conversation you need to be able to put yourself in her place and think.

That is why you are made to fill a few questionnaires by marketers who are collecting information so that they can design a communication most suited to you.


The wiser ones ask you a question on the subject line which is actually the marketer’s way of joining in on a mental conversation that is going on in your brain.

When you write like you talk, you will write more and that slows down your thoughts and you learn to focus much better.

This is actually easier than being precise and to the point.

The emphasis on sounding like a native speaker is lifting as the need for inclusiveness grows and effective communication becomes more important than proper English


All that brouhaha over the 15-second elevator sales pitch goes out the window as you enter the portals of digital marketing and people are suddenly forced to slow down and increase their attention span.


Like, where is the lift now? There is this enforced social distancing and nobody except doctors and nurses is leading a hectic and stressful life, thanks to the Covid-19 pandemic. Digital marketing vs Traditional marketing: It is not as if traditional marketing has no relevance anymore in India.

Traditional marketing for generic products effectively uses hoardings, paper advertisements, and TV ads. TV and radio have the widest reach in that TV can reach about a billion households and TV advertisement is not expensive. Radios have a 65% reach throughout India. But the TV audience has developed the habit of switching channels when the ads are on. It’s going to take a great effort to revive entertainment and sports ad revenue from TV broadcasting rights. And who listens to radio anymore. The FM channel isn’t very hot either so far as advertisement revenue goes. In spite of deep penetration, traditional marketing is not capable of personalized marketing or targeted marketing and that is where digital marketing scores over it. The ad cost, therefore, is less and the budget comes down sharply Post-Covid19 it’s difficult to imagine the fate of newspaper advertisements as most businesses will focus on revival and survival rather than business growth. The newspaper has a reach of 465 mn households but its influence is dwindling fast as people are able to pick news trends all over the world on their cell phones as Twitter is a source of the latest trending news and events. Maybe direct response marketing is the way forward for newspapers and TV. In digital marketing, direct response marketing encourages the customer to take action by offering a free add-on for sharing email id and cellphone number CATT marketing funnel


  • Wealth = n ^ CATT

  • [n] Niche- Your success and wealth depend on the niche you choose. It also depends on the optimal mix of talent, passion, and the market for you to succeed

  • [C] Content-  created in the form of posts, videos, lead magnets, and webinars can be useful in attracting people from your niche

  • [ T] Attention- Drive traffic to your website using SEO, Social media, paid ads, and referrals

  • [T] Trust- Build trust with your audience using tripwires, marketing automation and retargeting




Courtesy- www.digitaldeepak.com



Wealth creation depends on working the model


W= n ^ CATT consistently.


n, the niche has to be close to your heart, you must have a natural talent for it, you have to identify the market for it and be passionate about promoting and marketing it

You create content, draw attention to your product, and drive traffic to it, create trust with your audience, and close the transaction by natural sales.

Sales will occur if you create trust by you using personalized, targeted communication with your targeted audience.

Essentially this is the formula that you need to focus upon and practice to perfection and wealth creation will happen


Integrated digital marketing



Email marketing, SEO, paid advertisements, content marketing, Social media, sales, and conversions are silos that have to be integrated into a process or an engine that serves the content that you come up with on a regular basis. This engine will drive the Wealth =n^CATT formula to create wealth as you motor along on the path of success in digital marketing.


Personal branding: Your product or service can be replicated or duplicated or even changed but if your product is known because you talk about it, write about it or post about it, you are effectively growing your personal brand.

Many CEOs are better known than their products like Elon Musk. Elon Musk can launch a new product or service or a new brand and investors and promoters will be keen to be associated, because of the personal brand called Elon Musk. Also, if you make the effort to build your personal brand you can easily become an influencer or brand ambassador for the companies and products that you create.

There is a downside to it as a personal brand can't be sold and investors will never invest in a personal brand.




Mass trust blueprint-  When you are building a personal brand don't aim to be the number 1 brand.


Instead, be the only one by choosing to develop yourself as the best in a subcategory.


Courtesy- https://digitaldeepak.com/

So, if you are good at affiliate marketing, there is no point in trying to become the best in the world, instead, you can try and become the best affiliate marketer in India. Developing your personal brand takes time. You


learn


implement


work to gain experience and make improvements


write blog posts about your work so that the case studies are consumed by the readers


consult with clients one on one


mentor a larger group so that it becomes cost-effective for the group of people


finally, a start-up company to benefit from your growing brand image. To summarize, The Law of marketing remains constant but the digital aspect is dynamic and keeps evolving. You need to understand and implement marketing and the digital part will be just a medium of your execution strategy.

Wealth = n ^ CATT is a formula you have to master component by component and execute it as per the integrated

digital marketing engine or system that has been explained

Finally, The link to the internship will be forwarded to those who give comments and feedback in the comments section. Did I say I was just kidding?... I lied...


Friday, August 14, 2020

Objective Truth- Smoking is injurious to health

 Smoking is injurious to health: I was active in games and sports.

In my teens I played table tennis, cricket and was an avid cyclist which developed my physical stamina immensely.

I joined the army and was commissioned into Bengal sappers as a young 2nd Lieutenant.

I was active in all outdoors activities and enjoyed a healthy lifestyle with the occasional drink in the evenings.


I also picked up the habit of smoking when I was attending a course in Pune. The daily runs and physical training were not a part of our daily routine and life went on till I was detailed for a short course in Counter- Insurgency and Jungle warfare in Mizoram

As part of endurance training, the first of the three one mile runs was conducted. It’s called the triple M- MMM( Mathew Mad Mile).

I was confident I could do the run in an excellent time. The run started and I started with confidence.

Very soon I realised that I was panting and struggling for breath. The whole body was protesting. I was sweating profusely, my stomach was cramping and there was a shooting pain in my abdomen.

I slowed down and continued running. An asthamatic diabetic could have done better than me, that is what I felt then.

The terrain was challenging. Starting on a flat smooth surface, we hit an incline and running up an incline  slowed me down to a walk as fitter guys went past me.

Next there was a steep descent from the road to a narrow hill path. Slipping and sliding I descended  down the ‘kuccha’ path even as my knees were subjected to a kind of strain they had never experienced in life.

My lungs were on fire, there was excruciating pain in my abdomen and I was just staggering along in sheer agony.

After descending down a few hundred feet, we reached a flat road but less than 50 meters later we were faced with an enormous climb up a narrow, hill path. If ever I have experienced hell, this was it.

I used to pride myself on running up an incline but this sheer climb reduced me to a ragged beggar craving and gasping for air. 

My breathing became a loud jarring noise as I struggled to inhale oxygen and it was horrible.

I barely noticed a few others who had stopped and were vomiting all the food from their last dinner. I was tempted to stop too but I carried on, forcing myself to put one step up and then another and kept going.

Finally, we climbed up to a road and hit the home stretch. I looked up and found a few miserable souls ahead of me. The fitter ones had disappeared but I couldn't care less

I tried to accelerate to catch up and overtake them but quickly gave up on the stupid idea and started struggling to just stay upright. I was determined to complete the run

I barely managed to complete the run in a satisfactory time. The Mathew Mad Mile run had dented my confidence and I was gutted.

Later that evening, I was reflecting upon my poor performance, even as I was sipping a glass of whiskey with soda and smoking a cigarette.

That is when it hit me like a bolt.

I suddenly understood the reason for my poor performance. It was the cigarette, aka the stamina stick in the smokers' circles, that was the root cause.

In the midst of a deep inhalation I decided to give up smoking for a week and see if I do better in the second MMM run that was a week away.

I abstained from smoking for a week and ran the second MMM and then the third in excellent timings.

This was a lesson I learned the hard way and have abstained from smoking ever since. Smoking kills your health, and does it very effectively and ruthlessly

Thursday, August 6, 2020

Udhay govind version 2.2

Udhay Govind is a well-known face in the world of digital marketing.

Udhay is a successful blogger writing on a bunch of niches made famous by him and runs a successful content writing portal called 9-rites, which trains people to become content writers.

Quite a few names have emerged from his training portal and have made a name for themselves in the online world as writers, successful bloggers, marketers, online consultants, coaches and owners of digital agencies. 

Udhay believes in transforming peoples' lives by making them challenge the status quo, drag them out of their comfort zones, and bring about a disruption in their unsatisfactory lives to take off in a career of their choice.

The Wire caught up with Udhay Govind in the mountain lake resort at Nainital as he was preparing to start for the final day presentation of the 3-day long re-union of Mediators and content writer's festival with a very close-knit group of very similar type of personalities called Mediators

udhay govind

The interview was long and we managed to put together his views on various subjects close to his heart.

Personal Transformation- I am a changed man, transformed beyond belief in the last 5 years. I weigh a healthy 77 kilos, have a well-toned body strengthened by years of calisthenics and breathwork. The skin is supple and clear and I look young and feel energetic.

In the year 2020, in the midst of the infamous Covid-19 pandemic, I realized I was at the crossroads of life. The salary as a manpower consultant had stopped coming and I was forced to spend months indoors in a global lockdown

Feeling depressed and beaten, I was about to give up when I got a life-line in the form of an app called Wim Hof Method. I started working on my breathwork. I realized the secret to any change within lay in the way I breathed. After a few weeks of 40 min of breathwork every morning, the depression lifted and I began to feel happy and energetic. I was ready for a massive change.

Happy and energetic, I started looking at digital marketing as a career choice again. The legend, Deepak Kanagaraju was offering a revolutionary 12- week cash back online internship and I grabbed it with both hands.

Also available was a 10-week cashback course on content writing by the great Sanjay Shenoy and l was convinced that July-2020 was going to change my life. I focused on learning and implementation. The money started flowing in quickly. I quickly reached 1500USD a month and within 6 months I was earning 5000 USD lacs a month.

By 2022 I was making more than 5000$ a week and since then have never looked back. Blogging, Affiliate marketing, mentoring, consulting have been the pillars of my online earnings. In 2022 I re-activated the 9rites website and have enjoyed immense success.

I have a spacious flat in Chennai and a farmhouse in Hosur
I have a modest office in Chennai where my accounts team and the customer relation are seated. The content team mostly works from home and remote locations. The operational team conducts online classes and students gather once a month for discussions, clarifications and group activities.
 

The great Wim Hof is the reason why I underwent the transformation so effortlessly mainly because I did his breathwork method every day. I learned the art of happiness, strength, and health from him.

Financial Freedom- In 2020 I'd have been happy with 80k a month but Deepak motivated me to think big and Sanjay Shenoy showed me the ropes to be a successful content writer. I aspired to earn INR 5 lakhs a month but now I am making more than 10000$ a week and I work 4-6 hours a day

I earn in hundred and thousands of US dollars, Euros and spend in India in Indian Rupees.

Interestingly, I was able to understand the potential of cryptocurrency in 2020 and have been mining Pi( a popular and highly successful cryptocurrency). My hunch was right and my accumulation is large enough to support my investments, businesses, and payments without having to depend on the conventional banks and central banks.

I believe in self- sufficiency and don't trust the government to hold my hand.

I understood my lessons well and created an ecosystem where I delegate work and personally find time to research and improve. The concept of cashback internship has been developed and honed and has been a major disruptor in the field of e-learning 

The methodology of training- First we encourage entrants to understand their personalities. 

We're able to identify talent and latent skills. Before we start working on their skills we help them train themselves to reach a mental state of mind where they are happy and energetic

Then begins their transformational training as the interns learn to step out of their comfort zones and do a lot of experimentation.

We support them and teach them to make light of failures by encouraging them to think long term. You can say we train marathon runners, not sprinters

Personal routines-  I am a dynamic meditator and believe in focusing on what I need to do to evolve quickly as a human being.

Personally, the Wim Hof method has worked for me. I started with breathwork and then started taking cold challenges.

I also started working on my physical strength by doing calisthenics, suryanamaskar, slow jogging, sun gazing, fasting, etc.

Future projects- Following the successful results with younger people we're now focusing on people over 60 and luring them out of retired, sedentary lives to live a life of happiness, strength, and good health.

Afforestation is dear to me. We're working with global partners to plant trees and vegetation to support wildlife and agrarian communities. 

We're going the crowdfunding way to generate funds for these projects. We've selected barren stretches of land in India and created water bodies around them

We have created agrarian ecosystems to enable the local farming communities to do farming and eke out a decent living by selling their produce to local villages and towns. 

We've taken on lease land from ex-servicemen and landlords to cultivate cash crops with the help of local farmers. We have collaborated with global partners who provide technical support and expertise to develop forests and agricultural farms.

We're hiring pathfinders to find innovators and inventors and encouraging them to begin start-ups that can benefit the world from their brilliant ideas and innovations. 

All of these initiatives and ventures are supported by content writing portal 9rites

Lifestyle- The world is a global village and I am able to reach out to like-minded people everywhere in the world. Digital marketing has turned the business world on its head. 

I live a minimalist life when I'm alone and with friends I turn on the party beast mode. My needs are few. I meditate a lot, eat once a day, avoid alcohol, work at my own pace, exercise regularly to strengthen my core, create wealth for all by evenly distributing it within the ecosystem.

I practice gratitude every day of my life. This has been instrumental in manifesting miracles in all areas of my life 

Now that I'm transformed, my old friends are very few but I am developing a legion of new friends who think like me and believe in a life of happiness, strength, and good health. My family is dear to me and I spend a lot of time with my wife and children. 


This was all we had time to gather from a very friendly Udhay as his time taken up by his fellow Mediators. A lot of activities were on and soon Udhay became busy with his friends and invited me to join in the celebration. Notable attendees were Deepak Kanagaraju, Sanjay Shenoy, Kaamna Jain, and Krishna 

Thursday, November 7, 2019

mportant AWHO Nos Direct dial with extn

IMP NOTICE : DAIL DIRECT/EXTN NO FOR QUERIES RELATED TO DIFFERENT SECTIONS
SECTION QUERIES REGARDING DIRECT/EXTN
NOS.
MKTG Issuance of Booking letter/Allotment letter, Tfr of
Regn, Availability of dwelling units, Issuance of
Co-borrower Certificate for joint loan, Extension for
payment of Instalment, Issue of duplicate
allotment/booking letter, Mutual Exchange,
Change of Station and Type of Dwelling Unit,
Change of Nominee, Address, Mob No/E-mail ED,
Fixation of Seniority, Wailing List, Procedure for
withdrawal before issuance of Booking Letter and
after issue of Booking Letter, Application for
additional Car park, Issue of Handing/taking over
instrs, Clearance Letter
011- 23017768
325, 342 & 335
L&L General queries about eligibility & procedure of
applying, Info regarding ongoing projects,
projects under planning, Status of application
for regn under all the schemes, Issue/signing of
NOC/Tripartite Agreement for availing loan for
both Ongoing and Closed projects, Issuance of
Loan Clearance Letters, Gen
queries/requirement of addl project related
docus relating to non-sanctioning of loan, Nonreceipt
of AWHO Master Brochure, Issue of
Gate Passes.
011- 23014039
243, 228, 244 &
245
F&A Payment procedure through Bank/E-banking,
Payment receipts, correctness of IRLA, Taxes
& Refund Cheque on withdrawal
011- 23012031
011- 23014228
319, 329, 334,
344,
PLANNING Commencement of construction work, Reasons
for delay in completion, Building Plans,
Completion Certificate
011-23019294
011-23793653
337, 347, 331
SECY Complaints/petitions, Society/legal matters &
Succession case of unregd flats.
312 & 343
LAND NOC for sale/purchase, Succession cases of
regd flats, gift of AWHO property and Sale of
Land Parcels
011- 23017247
330
EDP Login issue in website 248

Dinesh Vihar OMR Ph-II

Update 08 Nov'19
In response to demand survey for Dinesh Vihar OMR Chennai PH-II, 

ARMY WELFARE HOUSING ORGANISATION (AWHO)
Kashmir House, Rajaji Marg, New Delhi – 110011
Website : www.awhosena.in

DEMAND SURVEY FOR AWHO HOUSING PROJECT AT
DINESH VIHAR, OMR CHENNAI PHASE-II FROM 09 SEP 2019 TO 07 NOV 2019

1. Phase I of Dinesh Vihar, OMR Chennai project consisting of 852 DUs in 06 towers has been
completed and handing over of DUs are in progress.
1. 2. AWHO announces a Demand Survey for its housing project at OMR Chennai Phase-II from
09 Sep 2019 to 07 Nov 2019.

 Applications are invited from Army personnel (Serving / Retired), Widows
and parents of battle/ fatal casualties personnel who are in receipt of family pension alongwith demand
draft for Rs 10,000/- in favour of MD, AWHO before/ by 07 Nov 2019 as commitment money.
 Application should include Rank, Name, Personal No, Date of Birth, Address, Contact details, e mail ID, name of NOK
etc.
Format of the application for Demand Survey is available on AWHO website.

3. Location. Site is located approximately 27 Kms South of Chennai City on the Old Mahabalipuram
Road. It is located within the fast developing suburb of Chennai off OMR Road, Navalur (Thazambur
Village) in the vicinity of one of the top INFOTECH destinations of the country.
4. The tentative details of the scheme are as under :-
Ser
No
Type of DUs Nos of
Tower
Nos of DU Super Area of
DU (Sq Ft)
Approx Cost of
DU (Rs in
Lakh)
(a) Luxury 1 116 1950 88.75
(b) Super Deluxe 3 348 1630 74.20
(c) MDA 1 116 1125 51.20
(d) MDA & SFA 1 MDA-116
SFA- 58
MDA-1125
SFA-900
MDA-51.20
SFA-41.00
Total 06 754
5. Features.
(a) To reduce building footprint & maximize openness of site (Approx 11% Tower coverage, similar to
Phase-I).
(b) Tallest Tower by AWHO To-Date, maximizes good views & ventilation.
(c) Two Level carpark podium which is naturally ventilated.
(d) Swimming pool (environmental deck) over carpark podium.
(e) Bridge connections from each block to landscape deck for ease of E-Deck amenities by residents.
(f) Along with phase 1, this development aims to be the most unique AWHO housing
Development To-Date, with integrated facilities at a prized location.
(g) Entrance foyer for better privacy & transition.
(h) For 3 & 4 BHK Units, one Bedroom with external & internal entry provides flexibility of usage.
(j) Good cross ventilation provision for units.
(k) Adequate AC ledge provision to ease installation by home owner.
(l) Utility balcony provided for washing and cloth hanging.
(m) Club House.
2
6. Proposed Unit Plan of Phase-II can be perused on AWHO website (www.awhosena.in).
7. Fixation of Seniority. All applications received during the announced demand survey period shall be
treated at par for seniority. At the close of the advertised period, inter-se seniority will be determined by a
random draw of lots. From 08 Nov 2019 onwards, seniority of applicants will be fixed on first-comefirst-
serve basis based on the date of Demand Draft for commitment money.
NOTES:-
(a) If the project does not take off within three years, the commitment money will be refunded without
any deductions and No interest will be paid. Interest will be paid by AWHO after three years from
the date of receipt of application at HQ AWHO.
(b) In case of premature withdrawal by an applicant, ie before launch of the scheme or before a
period of 3 years, the commitment money will be refunded after deduction of 2% handling charges and
no interest will be paid.
(c) Existing registrant of AWHO can also apply. However allottees in any other AWHO
Schemes can also apply as Priority – II applicant.
For further details contact
Dy Director (Loan and Liaison), Tele : 011-23014039
Exchange : 23012619, 23792411, (Extn 243/325//335)
Fax : 011-23010599
AWHO, Kashmir House, Rajaji Marg, New Delhi-110011

Email : awho@awhosena.in
I applied with DD for Rs 10,000/- as commitment money on 31 Oct'19
The same was processed vide Regn. no- 
EOF/SDA/177472/DS/CN2/2019 

ack and receipt details from AWHO awaited in 2 weeks time






ACTIVE User
Registered Name : G U Kumar
Registered Email Id : udhay.govind@gmail.com
Register on date: February 20, 2017, 7:17 pm
Last visited on : November 8, 2019, 11:52 am

Registration Details

Registration NoEOF/DXA/173181/DS/CC1/2016
NameGU KUMAR
Last address updated on07-11-2019
Registered Mobile NoYES(xxxxxx2547)
Registered Email-IDYES(udha.....@gmail.com)

Project & DU Details

ProjectCOIMBATORE CHINNAVEDAMPATTI? PHASE - I STAGE - II(CC1)
SchemeDEMAND SURVEY
DU Type AppliedDELUXE APARTMENT(DXA)

Details Before Booking

Application received on12-08-2016
Acceptance Letter issued on17-08-2016
Seniority No.24
Waitlist(Overall)16 out of 17
Withdrawal/Cancelled

Details After Booking

Booking Letter issued on-
Option Letter issued on-
Option received on-
Specific DU Draw held on-

Payment Schedule

Instl.NoInstalment DetailInstalment DateInstalment Amount


Payment Details

Transaction DateDD DateCr Amount(Rs)Dr Amount(Rs)Particulars
16-08-201606-08-2016Rs.10,000-Amount for App. & Regn fee received vide DD No. 947123 & BANK NAME : INDIAN BANK & Receipt No D-00028682
30-03-201730-03-2017Rs.292-BY INTT ON REG FEE- DS-CC1
26-03-201826-03-2018Rs.500-BY INTT ON REGISTRATION- DS- CC1
29-03-201929-03-2019Rs.500-BY INTT ON REGISTRATION- DS-CC1


Draw Results

Block
Floor
Dwelling Unit No.
Parking-
Parking 2-
Parking 3-
Addl Parking-


Letters received at HQ AWHO.

Receipt DateLetter No.Letter Dt.SubjectType of mail


Letters despatched by HQ AWHO.

Despatch DateLetter No.Letter Dt.Type of mail
07-10-2016EOF/DU/173181/DS/CC1/1606-10-2016REGD



Saturday, April 23, 2016

S Rajasegarane- 3 Simple Ways to Repay the Housing Loan

Most people choose the EMI option to repay house loan because they can't come up with the huge amount in one payment. Also, they choose this option to avail of income tax exemption. It is also true that most people are keen to repay the loan amount quickly.
Even though the repayment term chosen may be 15 years or 20 years, statistics show that most people make the loan repayment in 8 years. It is true that if you stick to the EMI schedule and repay the loan over a long period(15years/ 20 years/ 30 years) the interest component is very high. Let's understand this with an example:


  • Let's say the housing loan amount is 25 lakhs
  • The repayment term is 30 years(360 months)
  • Rate of Interest is 10%
  • The EMI is Rs 21.939
The loan amount is Rs 25,00,000 but with the interest amount you end up paying  almost Rs 54,00, 000. The repayment schedule is made clear in the first table of Appx.1. The EMI amount is Rs 21,939. The EMI amount has two components,  Rs 1106 towards repayment of capital and Rs 20,833 is towards repayment of interest.
So the wise thing to do is to look at ways to reduce the interest component considerably. So, here are a few options that you can explore:


Option 1- Increasing the EMI amount.
 Instead of Rs 21,939 every month increase EMI by Rs 3061 to Rs 25,000. By doing this you'll be able to finish the housing loan repayment after 216 months. Just by increasing the emi to Rs 25000 p.m, you'll decrease the interest component by 25 lakhs.( see Appx.2)

Option 2- Increasing the EMI amount from the 2nd year onwards
In the first year, pay the EMI as per original schedule. From the 2nd year onwards, increase the EMI amount by Rs 5000 every year. Now you'll see that the housing loan repayment is over in 103 months instead of 360 months. The amount that goes towards interest is only 15 lakhs approximately. You are also saving about Rs 38.5 lakhs.(See Appx.3)


Option 3- Adding a big amount to the yearly repayment after Ist year
Here, You stick to the EMI schedule but add a bigger amount every year after the 1st year. For example, you pay 1 lakh per year towards capital repayment, from the 2nd year onwards, in addition to the EMI of Rs 21,939. This way the housing loan repayment is over after 159 months. The amount you pay towards interest is only Rs 19.21 lakhs and you save Rs 34.77 lakhs on the interest component. ( See Appx. 4).
Choose the option best suited to your financial profile and aim to take full possession of your house at the earliest, without paying a huge interest on the borrowed amount.